Td Bank No Foreign Transaction Fee

Td Bank No Foreign Transaction FeeFor Chase Premier Plus Checking℠. 9% on balance transfers Earn rates: Earn 6 points per $1 on eligible travel purchases;. The Clear Platinum Visa Credit Card with $1,000 Credit Limit has a $10 monthly membership fee. Except for Beyond Checking customers, TD Bank charges $3 for use of a non-TD Bank ATM. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites. Bank fee does not include the current exchange rate. TD Bank Beyond Checking $300 Cash: TD Bank Convenience Checking SM $200 Cash: First National Bank Checking $400 Cash: PSECU Checking $300 Cash:. Annual Fee $550 Regular APR 21. Log in to manage your card New card? Activate now View the Personal Credit Card Agreement for the TD Clear Credit Card with $1,000 Credit Limit. No foreign transaction fees on a debit card: If you prefer to use your debit card while traveling internationally, there are usually no foreign transaction fees to pay on TD. Although foreign transaction fees vary by institution, they’re usually around 1-3%. They used to not charge any foreign transaction fee, and they used to waive ATM fees as well. 2 No TD Bank account is necessary to exchange currency Order online Want to order in person?. Apr 25, 2023 · The TD Bank Beyond Checking account (maintain a $2,500 minimum balance or meet other requirements to avoid the $25 monthly fee) skips the foreign. No late payment or foreign transaction fees Enjoy Visa benefits 1 like cell phone protection, emergency card replacement and Visa Zero Liability 2 slide 1 of 2 NEW CARD TD Clear with $1,000 Credit Limit $1,000 Credit Limit $10 monthly fee $45 predictable minimum payment, inclusive of the monthly fee *Terms and conditions Apply now NEW. Apr 3, 2023 · Foreign transaction fees can add up fast when using your debit card abroad. With TD, you can: Order 55+ foreign currencies online or in person at any TD Bank location and pick. Such banks will allow you to withdraw cash from foreign ATMs free of charge. For instance, the online Capital One 360 Checking and Charles Schwab Bank Investor Checking accounts, which have no monthly fees, don’t charge foreign-transaction fees. 1 There are no foreign transaction fees with the following products: TD First Class SM Visa Signature ® Credit Card and with TD Bank Debit Cards linked to the following accounts: TD Beyond Checking, TD Preferred Savings, TD Private Tiered Checking, TD Private Tiered Savings, TD Premier Checking SM and TD Relationship Checking SM. Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. No monthly fee Transaction fee waived with a minimum monthly balance of $25,000 4 Free online transfers to your other TD deposit accounts 5 Share this article Popular questions. With a card that offers no foreign transaction fees, you wouldn't have to worry about this cost. TD charges $35 per paid overdraft charge, $30 per outgoing domestic wire transfer, and a $25 monthly fee to keep this account open. TD Bank doesn’t have foreign transaction fees and you can find free ATMs in parts of Canada. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites. Apr 24, 2023 · No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit limit or a $20 monthly fee for a $2,000 credit limit, with no hidden fees. ) Foreign transaction fees by bank or credit. Of those that do charge a fee, personal and small business cards charge a 2. The best TD Bank credit cards with no foreign transaction fee are the TD First Class Credit Card and the Nordstrom Credit Card. Exchange foreign currency for U. This fee also applies if you use your card to obtain foreign currency from a non-TD ATM. 1 There are no foreign transaction fees with the following products: TD First Class SM Visa Signature ® Credit Card and with TD Bank Debit Cards linked to the following accounts: TD Beyond Checking, TD Preferred Savings, TD Private Tiered Checking, TD Private Tiered Savings, TD Premier Checking SM and TD Relationship Checking SM. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. No account fees Modern website and app to manage your money with. Except for Beyond Checking customers, TD Bank charges $3 for use of a non-TD Bank ATM. The fees are often 1% to 3% of the amount of a purchase, and many banks also apply. Fees vary depending on the credit card or bank's terms and. If you have a TD Beyond Checking account, TD Bank refunds two overdrafts per year. Foreign Exchange Fee The transaction amount, including any. And you won't pay foreign transaction fees, cash advance fees, late fees, or balance transfer fees either — just a single monthly fee. And you won't pay foreign transaction fees, cash advance fees, late fees, or balance transfer fees either — just a single monthly fee. Mar 1, 2023 · At a glance: This is a straightforward no-forex-fee card with few perks but a decent standard cash back earn rate and no annual fee. No foreign transaction fees on a debit card: If you prefer to use your debit card while traveling internationally, there are usually no foreign transaction fees to pay on TD. No TD Bank account necessary. On the other hand, the TD. Jan 26, 2020 · January 26, 2020, 00:57. Foreign transaction fees are usually in the region of 3% which is added onto the costs of your spending whenever you transact in a foreign currency. Conveniently order 55+ foreign currencies online or at any TD Store; pick up typically within 2-3 business days 1. May 11, 2023 · The TD Clear with a $1,000 credit limit charges a $10 monthly membership fee ($120 annualized). Annual Fee $550 Regular APR 21. dollar amount of the transaction. International collections items, plus correspondent fee(s) $17. 99% promotional interest rate on. Incoming international: $15 ($0 if coming from Chase). After that: Either $5 or 5% of the amount of each transfer, whichever is greater. TD Bank Credit Cards: interest rates, available limits, cashback and bonuses. TD charges $35 per paid overdraft charge, $30 per outgoing domestic wire transfer, and a $25 monthly fee to keep this account open. TD Essential Banking Account Guide This low-cost, checkless account is ideal for Customers who want an everyday bank account without overdraft fees or non-sufficient funds fees. No late payment or foreign transaction fees Enjoy Visa benefits 1 like cell phone protection, emergency card replacement and Visa Zero Liability 2. The international fee for a TD Bank credit card could be either 0% or 3%, depending on the specific card. Mar 21, 2023 · 1) Chase Bank. The TD Bank foreign transaction fee is 0% to 3%, depending on the specific credit card. The Platinum Card® from American. On the other hand, the TD. – May 9, 2023 – TD Bank, America's Most Convenient Bank ®, today announced the launch of a new suite of credit card products that includes. Dicover Bank cards are limited outside of the U. Apr 26, 2023 · Earn a $50 value UDINQEN14 in TD Rewards Points UDINQEN14plus to use at Amazon. Likewise, customers of TD Bank can exchange U. That means no foreign transaction fees, no. TD Clear Visa Platinum Credit Card with a $2,000. Limited branch and ATM availability. No account fees. TD offers two TD Clear products with different credit limits. TD offers two TD Clear products with different credit limits. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit limit or a $20 monthly fee for a $2,000 credit limit, with no hidden fees. dollars for foreign currencies without paying a fee, but only if they. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. Travel credit cards with no foreign transaction fees: Common mistakes Watch out for these pitfalls so you make the most of your credit card:. Start adding up your rewards today. 1There are no foreign transaction fees with the following products: TD First ClassSM Visa Signature® Credit Card and with TD Bank Debit Cards linked to the following accounts: TD Beyond Checking, TD Preferred Savings, TD Private Tiered Checking, TD Private Tiered Savings, TD Premier CheckingSM and TD Relationship CheckingSM. No annual fee, foreign transaction fee, late payment fee, cash advance fee, or. Call Customer Service 24/7 at 1-888-751-9000 Visit your local TD Bank > for all your foreign exchange needs 1 Some currencies may take longer than 2-3 days. To get reimbursed for non-TD ATM. worldwide acceptance at overseas merchants and no foreign transaction fees. Apr 21, 2022 · No international transaction fee: International ATM withdrawals : No TD fee if you maintain a 2,500 USD minimum balance, though other fees may be applied by the. Modern website and app to manage your money with. Fees vary depending on the. In certain instances, we will reimburse this surcharge. No foreign transaction fees. TD Bank Credit Cards of May 2023 - 5 offers. There may be additional charges added by the recipient bank or any intermediary banks who handle the transaction along the way. Generally speaking, the higher monthly fee you’re prepared to pay — or the more money you’ll leave in your account as a minimum balance — the cheaper the fees become. On top of the $5 foreign ATM withdrawal fee, BofA also imposes an additional 3% foreign transaction fee. Full conditions for obtaining a credit card. TD Clear with $2,000 Credit Limit $2,000 Credit Limit $20 monthly fee $70 predictable minimum payment, inclusive of the monthly fee † Read important terms and conditions for account details. TD Clear is a subscription-based credit card with no interest — just a straightforward monthly fee. While some banks will charge you for every transaction done via a foreign bank, some banks will offer some foreign transactions at no fee. Earn unlimited 2% Cash Back on all eligible purchases No rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing Get Visa benefits like cell phone protection when you pay your. Additionally, the institution that owns the terminal (or network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries. In general, Chase charges $5 for international cash withdrawals plus a 3% foreign transaction fee. The international fee for a TD Bank credit card could be either 0% or 3%, depending on the specific card. The Clear Platinum Visa Credit Card with $1,000 Credit Limit has a $10 monthly membership fee. Account must be open for at least 6 months and must not be delinquent or in default. That means no foreign transaction fees, no. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit line or. Groceries purchased from superstores and/or warehouse clubs may only earn 1 mile for each dollar spent. This fee may be split between the card network — like Visa, Mastercard or American Express — and the card issuer — usually your bank. 74% Variable Credit Score Excellent (750 - 850) Why We Picked It Pros & Cons Card Details Best Flat-Rate No-Foreign-Transaction Fee Credit Card. That means no foreign. Feb 16, 2022 · Intermediary bank fees. May 9, 2023 · No late payment or foreign transaction fees Enjoy Visa benefits 1 like cell phone protection, emergency card replacement and Visa Zero Liability 2. May 10, 2023 · The new TD Bank credit cards come with unusual features that can make your financial life a little easier. Dec 6, 2022 · International Transaction: International debit or ATM card purchases, cash advance transactions and/or non-TD international ATM withdrawals 3% of Transaction. 2 See the fee schedule for complete details. The credit lines available aren't huge, however. Enjoy Visa benefits like cell phone protection. No late payment or foreign transaction fees Enjoy Visa benefits 1 like cell phone protection, emergency card replacement and Visa Zero Liability 2 slide 1 of 2 NEW CARD TD Clear with $1,000 Credit Limit $1,000 Credit Limit $10 monthly fee $45 predictable minimum payment, inclusive of the monthly fee *Terms and conditions Apply now NEW CARD. Contact Us Call Customer Service 24/7 at 1-888-751-9000 Visit your local TD Bank > for all your foreign exchange needs 1 Some currencies may take longer than 2-3 days. International Transaction Fee (ATM/debit card) 3% of the U. Consider applying for a new credit card with no foreign. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. For each withdrawal, transfer, and balance inquiry conducted at a non-TD ATM. Balance Transfer Fees: Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. Get rates bumped up even further if you deposit at least $50 a month. The monthly membership fee will be added to your monthly billing statement each month as a charge, whether or not you use your account, and applied against your available credit like other charges. With a card charging a 3% foreign transaction fee, you'd be stuck with a $150 fee for your spending. It charges no foreign transaction fees or ATM fees at over 55,000 Allpoint® ATMs. Foreign currency bank notes. No late payment or foreign transaction fees. If you plan to travel abroad, here are some banks that will not charge you for international ATM transactions:. Save these international numbers for emergencies: Debit card: 1-215-569-0518. There are two main types of foreign transaction fees: one for buying something with your debit card, and one. TD Bank may reimburse you for the fees charged by the owner of the non-TD ATM at the end of each statement cycle if you maintain a $2,500 minimum balance for the entire statement cycle. Say you spend $1,500 a month: $500 on travel and dining (3X miles) $1,000 on other eligible purchases* That's 30,000 miles a year - add the 15,000 and 10,000 bonus miles special offers and that's 55,000 miles!3 Redeem your miles for travel, cash, entertainment and more. If you’re stuck paying a foreign transaction fee when you swipe your card, here are a few ways to avoid them: Exchange currency before you leave Canada. No late payment or foreign transaction fees Enjoy Visa benefits 1 like cell phone protection, emergency card replacement and Visa Zero Liability 2 slide 1 of 2 NEW CARD TD Clear with $1,000 Credit Limit $1,000 Credit Limit $10 monthly fee $45 predictable minimum payment, inclusive of the monthly fee *Terms and conditions Apply now NEW CARD. TD Clear with $2,000 Credit Limit $2,000 Credit Limit $20 monthly fee $70 predictable minimum payment, inclusive of the monthly fee † Read important terms and conditions for account details. Finance Search Log in Tools Menu Log in Choose a country United States Select a city. Say you spend $1,500 a month: $500 on travel and dining (3X miles) $1,000 on other eligible purchases* That’s 30,000 miles a year – add the 15,000 and 10,000 bonus miles special offers and that’s 55,000 miles!3. Aug 30, 2022 · No purchase fee. TD High Interest Savings Account This account offers a high interest rate, helping you reach your goals faster. Earn unlimited miles for every eligible purchase 2, and 3X miles on travel and dining. No foreign transaction fees on debit card purchases. TD Bank Credit Card International Transaction Fees: TD First Class Visa Signature® Credit Card: 0% TD Double Up Card: 3% TD Bank Cash Credit Card: 3% TD Cash Secured Credit Card: 3%. Dec 13, 2022 · Capital One VentureOne Rewards Credit Card. TD Clear with $2,000 Credit Limit $2,000 Credit Limit $20 monthly fee $70 predictable minimum payment, inclusive of the monthly fee † Read important terms and conditions for account details. 7% foreign transaction fee and corporate cards charge a 3. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. 49% variable APR based on your credit worthiness* Earn 2% Cash Back at grocery stores 2. Converting money at your home bank before you head off overseas. Whenever you use your TD Bank Debit Card or TD ATM Card outside of the United States to get cash at any non-TD ATM, or to purchase goods or services, or for cash advances we will charge a foreign exchange fee equal to 3% of the transaction amount. In addition to their $0 foreign fees, these TD Bank cards are good for international travel because they offer lost luggage reimbursement. TD Bank Help Center – Common Questions Answered How can we help you? Get help with your everyday banking activities. Related: Best Debit Cards For International ATM Cash Withdrawals Hat tip myi ddf 49 Leave a Reply Subscribe newest. The TD Clear with a $1,000 credit limit charges a $10 monthly membership fee ($120 annualized). Consumers can choose between two products: a $10 monthly fee for a $1,000 credit line or a $20 monthly fee for a $2,000 credit line, with no hidden fees. Some banks and accounts may even charge for incoming wire transfers. TD Clear is a subscription-based credit card with no interest — just a straightforward monthly fee. Outgoing domestic: $25 online; $35 in a branch. Feb 9, 2022 · Avoid potentially costly exchange rates and fees while traveling. Download the TD Mobile Banking App for your. TD offers two TD Clear products with different credit limits. S affiliate, TD Bank. That means no foreign transaction fees, no annual fees, no cash advance fees, no over-the-limit fees, no returned payment fees, and no interest charges. Of those that do charge a fee, personal and small business cards charge a 2. Call Customer Service 24/7 at 1-888-751-9000 Visit your local TD Bank > for all your foreign exchange needs 1 Some currencies may take longer than 2-3 days. Foreign Transaction Fees: 3% of each transaction in U. Feb 24, 2023 · A foreign transaction fee is a fee charged by a credit card issuer or bank for every transaction made in a country outside of the U. * If you use any ATM in a foreign country, you may also incur international, currency exchange and usage fees regardless of the type of account you have at TD Bank. And you won't pay foreign transaction fees, cash advance fees, late fees, or balance transfer fees either — just a single monthly fee. 74% Variable Credit Score Excellent (750 - 850) Why We Picked It Pros & Cons Card Details Best Flat-Rate No-Foreign-Transaction Fee Credit Card. On the other hand, the TD Clear with a $2,000 credit limit charges. This fee applies if you use your card to purchase goods or services. The TD Bank Beyond Checking account (maintain a $2,500 minimum balance or meet other requirements to avoid the $25 monthly fee) skips the foreign-transaction fee, too. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit limit or a $20 monthly fee for a $2,000 credit limit, with no hidden fees. TD charges $35 per paid overdraft charge, $30 per outgoing domestic wire transfer, and a $25 monthly fee to keep this account open. No monthly fee Transaction fee waived with a minimum monthly balance of $25,000 4 Free online transfers to your other TD deposit accounts 5 Share this article Popular questions. For more information on TD Debit Card processes the transaction in a foreign country. Foreign transaction fee: 0%: Overdraft fee: $35: Nonsufficient funds fee: $35: Deposit methods Ways to deposit; Cash: TD Bank has four other checking options. TD Bank sent out an update that they’ll be adding on their debit card a 3% foreign transaction fee and a $3. That means no foreign transaction fees. TD Clear with $1,000 Credit Limit. Popular questions slide 1 of 9 How do I enroll in Online or Mobile Banking? How do I change my Online and Mobile Banking password? How can I change my user name? What is the TD Bank routing number?. Annual fee: $149 (waived for the first year) Interest rates: 20. 6% APY on deposits, and no account fees are just some of the benefits customers switching from TD Bank to SoFi Money will benefit from. , Canada, Mexico, and some Caribbean nations. No foreign transaction fees or foreign ATM fees. Annual Fee $550 Regular APR 21. No interest - just a simple monthly fee. Tiered rates increase your interest as you save, and standard rates range from. No TD Bank account is necessary to exchange currency. The exact fees you pay for international transactions with TD bank will depend on the account you choose. Quote: Looking for bank with NO foreign transaction fee ATM. With TD, you can: Order 55+ foreign currencies online or in person at any TD Bank location and pick up within 2–3 business days 1 Exchange foreign currency for U. com, or from your mobile device. Common currencies immediately available in select TD Stores. That means, if you need to withdraw, say, $60 in cash, BofA will also charge you an. International Payments Foreign Currency Exchange Avoid potentially costly exchange rates and fees while traveling. 50 delivery fee for foreign currency orders. TD Clear is a subscription-based credit card with no interest — just a straightforward monthly fee. TD High Interest Savings Account This account offers a high interest rate, helping you reach your goals faster. The best TD Bank credit cards with no foreign transaction fee are the TD First Class Credit Card and the Nordstrom Credit Card. How to avoid foreign transaction fees. Chase Wire Transfer Fees. TD Clear with $1,000 Credit Limit. There are banks, such as TD Canada Trust, that offer free withdrawals from ATMs belonging to their U. On the other hand, the TD Clear with a $2,000 credit limit charges a $20 monthly membership fee. Exchange foreign currency for U. For instance, the online Capital One 360 Checking and Charles Schwab Bank Investor Checking accounts, which have no monthly fees, don’t charge foreign-transaction fees. Overdraft information and fees. The TD Bank foreign transaction fee is 0% to 3%, depending on the specific credit card. If neither one works for your needs, feel free to check out the best credit cards with no foreign transaction fee from other credit card companies. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. With TD, you can: Order 55+ foreign currencies online or in person at any TD Bank location and pick up within 2-3 business days 1. 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel. 50 charge on out-of-network ATMs. TD Bank sent out an update that they’ll be adding on their debit card a 3% foreign transaction fee and a $3 non-TD ATM fee. Consumers can choose between two products: a $10. While you want a bank with no foreign transaction fees you do not/will not what Forex rate the bank will use. Pay a simple fee and predictable minimum payment each month. No annual fee, foreign transaction fee, late payment fee, cash advance fee, or. 60% APY International ATM fee refunds, earning an 1. Bring TD along for the trip. Incoming domestic: $15 ($0 if coming from Chase). Foreign transaction fees can be applied to both credit. Annual fee: $0. Otherwise, the bank charges a $7. The procedure for registration and receipt online or at a bank branch. foreign transaction fee, late payment fee, cash. That means no foreign transaction fees, no annual fees, no cash advance fees, no over-the-limit fees, no returned payment fees, and no interest charges. The new TD Bank credit cards come with unusual features that can make your financial life a little easier. And if you were looking for details about how you could cut the costs of international transactions with TD Bank — whether that's sending or receiving payments internationally, spending on your card when you travel, or shopping online — check out Wise for low costs and the real exchange rate every time. Foreign transaction fee: 0%: Overdraft fee: $35: Nonsufficient funds fee: $35: Deposit methods Ways to deposit; Cash: TD Bank has four other checking options. Additionally, TD-Bank may impose fees for non-TD ATM. Feb 25, 2023 · No service fees if you have a TD All-Inclusive Banking Plan or TD Wealth Private Banking Account. Services with your TD Credit Card. No late payment or foreign transaction fees Enjoy Visa benefits 1 like cell phone protection, emergency card replacement and Visa Zero Liability 2. For using TD ATMs in the U. The exact fees you pay for international transactions with TD bank will depend on the account you choose. Sep 14, 2020 · No foreign transaction fees on debit card purchases. As of May 2023, TD Bank has changed the reward structure on the TD Cash Credit Card. May 10, 2023 · TD Clear is a subscription-based credit card with no interest — just a straightforward monthly fee. To waive the $15 monthly maintenance fee, maintain a balance of at least $20,000. Apr 26, 2023 · TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information,. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit line or a $20 monthly fee for a $2,000 credit line, with no hidden fees. TD Bank may reimburse you for the fees charged by the owner of the non-TD ATM at the end of each statement cycle if you maintain a $2,500 minimum balance for the entire statement cycle. On the other hand, the TD Clear with a $2,000 credit limit charges a $20 monthly membership fee. To get reimbursed for non-TD ATM fees, you’ll need to maintain a daily balance of at least $2,500. Earn 5% on Gas purchases for 6 months or up to a $6,000 spend * What you get Offer and Rewards details: Balance transfer offer: 0% introductory APR balance transfers for first 12 billing cycles after account opening. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit line or. A foreign transaction fee is a fee charged by a credit card issuer or bank for every transaction made in a country outside of the U. To enroll in TD Debit Card Advance, visit your nearest TD Bank, call us at. The fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an. Consumers can choose between two products: a $10 monthly fee for a $1,000 credit line or a $20 monthly fee for a $2,000 credit line, with no hidden fees. The new TD Bank credit cards come with unusual features that can make your financial life a little easier. With TD, you can: Order 55+ foreign currencies online or in person at any TD Bank location and pick up within 2–3 business days 1. Feb 25, 2023 · Other helpful tips for world travelers. The new TD Bank credit cards come with unusual features that can make your financial life a little easier. Log in to manage your card New card? Activate now View the Personal Credit Card Agreement for the TD Clear Credit Card with $1,000 Credit Limit. A foreign transaction fee is a charge for using your debit card outside the US. However, most TD Bank customers can use their debit cards internationally with no foreign. 5% foreign transaction fee. Skip a Payment is subject to eligibility. However, most TD Bank customers can use their debit cards internationally with no foreign. The TD Clear with a $1,000 credit limit charges a $10 monthly membership fee ($120 annualized). No Foreign transaction fee Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases Chip technology protection Rates & Fees Issuer Name TD Bank. The TD Bank foreign transaction fee is 0% to 3%, depending on the specific credit card. Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. Forex rates are variable between different banks/financial institutions:- not a fixed rate. We’ve created this easy to follow outline of services, fees and policies to help you understand how this account works. Currently, the TD First Class Visa Signature® Credit Card and Nordstrom Credit Card are the only TD Bank credit cards that don't have foreign transaction fees. Cons Complicated fee structures. The TD Clear with a $1,000 credit limit charges a $10 monthly membership fee ($120 annualized). 5% cash back on eligible purchases.